A retirement plan can be a critical part of a competitive benefits package. Although small business owners can sponsor a qualified retirement plan like a 401(k) or profit-sharing plan, these plans can be expensive to maintain and difficult to administer. Luckily, there are a number of simpler alternatives. More Details

A federal law passed in 2005 created several significant income tax credits in an effort to promote energy efficiency. Here's a closer look at four tax credits available to consumers. More Details

Perhaps you've seen ads for a new "over 55" luxury condominium development in your town. Or another winter of shoveling has finally convinced you that it's time to move to a warmer climate. You're looking forward to life in a retirement community, but with so many options, how do you choose the right one? More Details

An adjustable rate mortgage (ARM) that offers different payment choices each month is called an option ARM. Each month, you select the payment option appropriate for your budget. More Details

An interest-only mortgage lets you make monthly payments consisting of interest only for a specified number of years before you begin to pay off the principal balance. As a result, your payments during the interest-only period would be lower than conventional mortgage payments for the same principal amount. More Details